---
title: "USA & Canada payment processing | Centrobill"
description: "Payment processing for complex and regulated businesses in the US and Canada: USD and CAD, local bank payments and acquirers matched to you."
url: https://centrobill.com/high-risk-payment-processing/geo-solutions/usa-canada/
canonical: https://centrobill.com/high-risk-payment-processing/geo-solutions/usa-canada/
type: geo
related:
  - https://centrobill.com/high-risk-payment-processing/geo-solutions/
---
# USA & Canada

![Glowing network globe centred on the USA and Canada](https://centrobill.com/media/geo-usa-canada.webp)

Acquiring partners who understand your business model, not ones who penalize it.

Getting reliable processing in the US is hard when a mainstream bank won't underwrite your business. Centrobill works with a network of US and international banks that specialize in underwriting complex and regulated businesses, and matches each merchant with acquirers that want its vertical. Then we keep the account healthy with routing, monitoring and chargeback tools built for the way these businesses get paid.

## What we offer in USA & Canada

- Acquiring matched to your vertical Adult, dating, gaming, CBD, subscription and other regulated businesses get placed with acquirers that understand them. Our team handles the underwriting conversation, so you are not weeks into an application before a bank says no.
- Local payment methods Credit and debit cards, ACH bank payments in the US, Interac in Canada, and local bank transfers in both countries.
- Currency and settlement Multi-currency processing with local settlement across North America, including USD and CAD.
- Risk and chargeback tools Real-time risk scoring, velocity checks and automated chargeback alerts, including Ethoca and Verifi integrations, to keep ratios inside card scheme thresholds.
- Integration Hosted checkout, direct API and subscription billing tools, with custom checkout flows, mobile and desktop optimization, real-time reporting and PCI DSS Level 1 compliance.
- [Selling beyond North America? Tell us where your customers are and we'll show you the best acquiring setup. Talk to a payment advisor](https://centrobill.com/contact)

## Where we cover

- United States Nationwide support for the verticals we serve.
- Canada Domestic card and bank acceptance, with CAD and multi‑currency support.
- Mexico Local payment methods such as Oxxo Pay and SPEI, through our [LATAM gateway](https://centrobill.com/high-risk-payment-processing/geo-solutions/latam).

## Who we work with

- Adult entertainment and content platforms
- Online dating
- Gaming, and gambling where legally permitted
- Subscription and streaming platforms
- Health & wellness, including CBD and nutraceuticals
- Forex, crypto and financial services

## Every setup starts with a conversation

Whatever stage you are at, from pre-launch to nine figures a year, bring your questions. Payments advice is free here.

## Talk to a Payment Advisor

https://centrobill.com/contact